The Most Common 4-H Injuries

Thousands of 4-H activities are insured each year by the American Income Life Special Risk Division ranging from club meetings to county fairs to summer camp.  Not suprisingly equine related incidents account for the most accidents submitted to the company.  Broken bones after falling from a horse is the number one injury reported, followed closely by sprains and […]

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How To Insure 4-H Winter Sports

Injuries sustained while tobogganing, sledding, tubing or downhill skiing are not covered under the dollar-a-year policy for 4-H Clubs.  However full coverage is available by using special event coverage offered by the American Income Life Special Risk Division.  Extension Staff and Volunteer Leaders may request coverage for snow sports using Special Activities Coverage for Accident […]

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